Premature Retirement Due to Ill health and Income Poverty: A Cross-Sectional Study of Older Workers

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Journal Article

Abstract

Objectives: To assess the income-poverty status of
Australians who were aged between 45 and 64 years
and were out of the labour force due to ill health.
Design: A cross-sectional study using a
microsimulation model of the 2009 Australian
population (Health&WealthMOD).
Setting: 2009 Australian population.
Participants: 9198 people aged between 45 and
64 years surveyed for the 2003 Survey of Disability,
Ageing and Carers.
Primary outcome measures: 50% of the median
equivalised income-unit-income poverty line.
Results: It was found that individuals who had retired
early due to other reasons were significantly less likely
to be in income poverty than those retired due to ill
health (OR 0.43 95% CI 0.33 to 0.51), and there was
no significant difference in the likelihood of being in
income poverty between these individuals and those
unemployed. Being in the same family as someone
who is retired due to illness also significantly increases
an individual’s chance of being in income poverty.
Conclusions: It can be seen that being retired due to
illness impacts both the individual and their family.

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